As our anniversary date approached, my husband and I started discussing ways to celebrate. Our initial idea would cost over a thousand dollars before even getting to what we’d likely spend on meals, souvenirs, and miscellaneous expenses. Although we had some savings set aside, we decided we didn’t feel comfortable spending that much on something non-essential right now. To keep on track with our financial goals, we came up with a day trip that will only cost us fuel, a few meals, and a few minor admission fees. Will it be just as fun as our first plan? I expect so!

We want special occasions to be, well, special. Sometimes that means spending a little extra money than we would normally, but it’s not always necessary either. If you’re on a tight budget right now or just feel like hoarding your savings for other goals, here are a few tips for planning an affordable but memorable getaway.

  1. Don’t view the decision (or need) to opt for Plan B as a sign of financial failure; see it as setting yourself up for greater financial freedom in the future.

It can be disappointing to pass up your first idea for the perfect getaway, but try to see the positive side: by using wisdom and self-control in the present, you’re positioning your finances to be in the place where you can spend money on the things you enjoy without guilt or debt.

Our initial anniversary plan is still something we can see ourselves doing in the future because we know we’re making decisions that will only continue to improve our financial freedom to do these kinds…

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