In the business world, core values are important to shaping a company’s culture and vision. They will also dictate how the company will bring that vision to reality. But just having core values — even if they’re displayed in gold-embossed letters on the office wall — isn’t enough. Clients and customers will quickly notice if those values aren’t evident in a business’s day-to-to day practices, and it will affect both their brand perception and their financial success.

The same goes for us as individuals in all aspects of our lives, including our personal finances.

Whether we realize it or not, we all have core values. We may be out of touch with what they are or have a hard time articulating them, but they’re there and we should make the effort to identify them. Not only knowing but living out our core values (in this case, our financial values) has many benefits:

  • A stronger sense of fulfillment in life
  • Better emotional, mental, and even physical health
  • Greater confidence in our financial decisions

To live out our core values, we first need to know what they are.

What Are Your Core Financial Values?

If it’s been a while (or never) since you’ve put into words what makes you “tick,” what drives you to work hard every day, discipline yourself to save money, and make certain financial choices, the end of the year is a good time to take personal inventory.

If you aren’t sure where to start, a good first step is to look online. You’ll find lists of hundreds of the most common core values along with plenty of quizzes to get you thinking. Emotional memories are also…

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